Money, Savings & Loan Calculators UK
Savings, borrowing and everyday budgeting. See how compound interest adds up over twenty years, how long a credit card balance takes to clear at the minimum payment, or what a personal loan really costs once the interest is in. Figures are in pounds and assume UK products unless a tool says otherwise.
Compound Interest Calculator
Calculate investment growth with compound interest over time. Visualize your wealth building.
Savings Goal Calculator
Calculate how much you need to save regularly to reach your financial goals.
ISA Calculator
Calculate tax-free ISA growth and compare Cash ISA vs Stocks & Shares ISA returns.
Personal Loan Calculator
Calculate UK personal loan repayments, total interest and full amortisation schedule. Includes optional extra payments.
Credit Card Payoff Calculator
See how long it takes to pay off credit card debt. Avoid the minimum payment trap.
Budget Planner
Plan your monthly budget, categorize expenses, and visualize your spending patterns.
Car Depreciation Calculator
Estimate how much your car will be worth in future years, with a full year-by-year value breakdown.
Currency Converter
Convert between 150+ world currencies with live exchange rates. Updated daily.
Debt Repayment Calculator
Create a debt payoff plan and see how different strategies can help you become debt-free sooner.
Debt-to-Income (DTI) Ratio Calculator
Calculate your front-end and back-end debt-to-income ratio and compare it against typical mortgage lender thresholds.
Dividend Yield Calculator
Calculate dividend yield, annual income, and investment needed for target monthly income.
Emergency Fund Calculator
Calculate how much money you should save for emergencies based on your personal financial situation.
FIRE Calculator
Plan your Financial Independence and Early Retirement with the 4% safe withdrawal rule.
Inflation Calculator
Calculate the impact of inflation on your money over time using historical UK inflation rates.
Lease vs Buy Calculator
Compare the total cost of leasing vs buying a vehicle including all running costs and BIK tax.
Net Worth Calculator
Add up your UK assets and debts to see your net worth, debt-to-asset ratio and a clear financial snapshot.
ROI Calculator
Calculate net profit, ROI percentage and annualised return (CAGR) for any investment, business project or trade.
Simple Interest Calculator
Calculate simple interest on loans and savings, with a side-by-side comparison against compound interest.
Stock Profit Calculator
Calculate stock trading profit/loss with fees and UK Capital Gains Tax estimates.