UK Property & Mortgage Calculators
Buying, renting out or running a home. Stamp duty covers England and Northern Ireland; Scotland and Wales have their own property taxes. The mortgage tools work on standard repayment and interest-only loans, and the landlord calculators cover yield, buy-to-let cash flow and HMO licensing.
Stamp Duty Calculator
Calculate Stamp Duty Land Tax (SDLT) for property purchases.
Mortgage Repayment Calculator
Work out monthly UK mortgage repayments, total interest, and see how overpayments cut your term and interest.
Mortgage Affordability Calculator
Calculate how much house you can afford based on your income, expenses, and UK mortgage rules.
Rental Yield Calculator
Calculate gross and net rental yields for property investments.
Buy-to-Let Calculator
Calculate the total cash needed to purchase a buy-to-let property in the UK.
Loan-to-Value (LTV) Calculator
Calculate your mortgage LTV ratio, see which rate band you fall into, and find out how much deposit you need to access better deals.
Buy vs Rent Calculator
Compare the true cost of buying vs renting a property in the UK. Includes stamp duty and wealth accumulation.
Council Tax Estimator
Estimate your council tax band and annual bill based on property value in England.
Domestic EPC Calculator
Estimate your property's EPC rating and get suggestions for improvements.
Energy Bill Calculator
Calculate your UK energy costs using Ofgem price cap rates. Estimate electricity and gas bills.
EPC Checker UK
Look up the official EPC rating of any UK property using government data.
HMO License Checker
Determine if your property requires an HMO license based on your local council's requirements.
Mortgage Overpayment Calculator
See how regular or one-off mortgage overpayments cut years off your term and save thousands in interest.
Paint Calculator
Work out how much paint you need for a room. Accounts for doors, windows, coats and tin sizes with cost estimate.
Remortgage Savings Calculator
Calculate potential savings from remortgaging your property, comparing your current mortgage with new deals.
Renovation ROI Calculator
Calculate the potential return on investment for different home improvements.
Solar Panel Calculator
Calculate solar panel savings, ROI, and payback period for UK homes. Includes Smart Export Guarantee rates.
LBTT Calculator (Scotland)
Work out Land and Buildings Transaction Tax on a home in Scotland, with first-time buyer relief and the 8% Additional Dwelling Supplement.
Land Transaction Tax Calculator (Wales)
Calculate Welsh Land Transaction Tax at main residential rates or the higher rates for second homes and buy-to-lets.
Appliance Running Cost Calculator
See what your heater, tumble dryer, kettle or any appliance costs to run per use and per year at the current price cap.
Heat Pump vs Gas Boiler Calculator
Compare yearly running costs of an air source heat pump and a gas boiler, with the £7,500 grant and payback.
Tile Calculator
Work out how many tiles you need for a floor or wall, with grout gaps and wastage. Metric or imperial, with boxes and cost.