UK Property & Mortgage Calculators
Buying, renting out or running a home. Stamp duty covers England and Northern Ireland; Scotland and Wales have their own property taxes. The mortgage tools work on standard repayment and interest-only loans, and the landlord calculators cover yield, buy-to-let cash flow and HMO licensing.
Stamp Duty Calculator
Calculate Stamp Duty Land Tax (SDLT) for property purchases.
Mortgage Repayment Calculator
Work out monthly UK mortgage repayments, total interest, and see how overpayments cut your term and interest.
Mortgage Affordability Calculator
Calculate how much house you can afford based on your income, expenses, and UK mortgage rules.
Rental Yield Calculator
Calculate gross and net rental yields for property investments.
Buy-to-Let Calculator
Calculate the total cash needed to purchase a buy-to-let property in the UK.
Loan-to-Value (LTV) Calculator
Calculate your mortgage LTV ratio, see which rate band you fall into, and find out how much deposit you need to access better deals.
Buy vs Rent Calculator
Compare the true cost of buying vs renting a property in the UK. Includes stamp duty and wealth accumulation.
Council Tax Estimator
Estimate your council tax band and annual bill based on property value in England.
Domestic EPC Calculator
Estimate your property's EPC rating and get suggestions for improvements.
Energy Bill Calculator
Calculate your UK energy costs using Ofgem price cap rates. Estimate electricity and gas bills.
EPC Checker UK
Look up the official EPC rating of any UK property using government data.
HMO License Checker
Determine if your property requires an HMO license based on your local council's requirements.
Mortgage Overpayment Calculator
See how regular or one-off mortgage overpayments cut years off your term and save thousands in interest.
Paint Calculator
Work out how much paint you need for a room. Accounts for doors, windows, coats and tin sizes with cost estimate.
Remortgage Savings Calculator
Calculate potential savings from remortgaging your property, comparing your current mortgage with new deals.
Renovation ROI Calculator
Calculate the potential return on investment for different home improvements.
Solar Panel Calculator
Calculate solar panel savings, ROI, and payback period for UK homes. Includes Smart Export Guarantee rates.