Due Date Calculator
Late Payment Interest Calculator
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Statutory interest = Base Rate + 8%
UK Late Payment Rights
Your Rights Under UK Law

If another business is late paying for goods or services, you can charge them:

  • Statutory interest: Bank of England base rate + 8%
  • Fixed debt recovery costs: £40, £70, or £100 depending on debt size
  • Reasonable costs: Additional costs beyond the fixed sum if justified
Common Payment Terms Explained
  • Due on Receipt: Payment expected immediately
  • Net 30: Payment due 30 days from invoice date
  • 2/10 Net 30: 2% discount if paid within 10 days, otherwise due in 30
  • EOM: Payment due at end of month
  • MFI: Month following invoice
Best Practices
  • Clearly state payment terms on all invoices
  • Send invoices promptly
  • Follow up on overdue payments within a week
  • Document all communication about payment
  • Consider offering early payment discounts
Current Rates
Bank of England Base Rate

5.25%

Last updated: Check bankofengland.co.uk for current rate

Statutory Interest Rate

13.25%

(Base Rate + 8%)

Recovery Costs
Debt Amount Fixed Sum
Up to £999.99£40
£1,000 - £9,999.99£70
£10,000+£100